Mujeres en Cambio



Planning Your IRA Withdrawal Strategy?

    Consider Making a Charitable Donation through a Qualified Charitable Donation (QCD)

If you are 70-½  or older, you are eligible to make a  Qualified Charitable Donation (QCD). This a direct transfer of funds from your IRA custodian, payable to a qualified charity such as Mujeres en Cambio. The main benefit of making a QCD is that the amount donated is excluded from taxable income, which is unlike regular withdrawals from an IRA. Keeping your taxable income lower may reduce the impact to certain tax credits and deductions, including Social Security and Medicare.

QCDs can be counted toward satisfying your required minimum distributions (RMDs) for the year, as long as certain rules are met.
•    QCDs are limited to the amount that would otherwise be taxed as ordinary income. This excludes non-deductible contributions.
•    The maximum annual amount that can qualify for a QCD is $100,000. This applies to the sum of QCDs made to one or more charities in a calendar year. (If, however, you file taxes jointly, your spouse can also make a QCD from his or her own IRA within the same tax year for up to $100,000.)
•    For a QCD to count towards your current year's RMD, the funds must come out of your IRA by your RMD deadline, generally December 31.
•    Any amount donated above your RMD does not count toward satisfying a future year's RMD.
•    Funds distributed directly to you, the IRA owner, and which you then give to charity do not qualify as a QCD.
Mujeres en Cambio is an all-volunteer organization, therefore all contributions,

except for minimal administrative costs, go to our scholarship recipients.

MeC raises approximately $80,000 USD each year. From this amount is deducted minimal administrative costs which include accounting and legal fees, taxes, and occasional expenses such as rentals and transportation. Additional costs such as mailings, printing, postage, gas, food, and thousands of volunteer hours are contributed by individual members. 

In 2016, Mujeres en Cambio became a tax-exempt organization under Section 501(c)(3)of the US Internal Revenue Code thereby making US dollar donations fully tax-deductible and making us eligible to receive QCDs.

For Donations By Check

Please make out your check to Mujeres en Cambio and list “Scholarship” on the memo line.  Please also include your full name, street address and email address within the envelope so that we can properly record and thank you for your gift as well as send you information about upcoming events, and occasional updates and newsletters. Your personal details will not be shared with anyone.
If you need a receipt for tax deduction purposes, please mail your donation to our US address:

Mujeres en Cambio
220 N. Zapata Hwy, #11
PMB 646B
Laredo, TX 78043

To donate in Mexico, please mail to our local address:

Mujeres en Cambio
La Conexión, Aldama #3
PMB 646B
San Miguel de Allende, GTO  37700

For donations by Paypal, please click below.